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Friday, 15 September 2017


If I want to buy nasi ambeng,I have to go to Pasar Tani MAEPS on any Saturday morning. Similarly, if I want to buy some clothing I need to visit Parksons at Alamanda Putrajaya. But what if I want buy share for investment or for trading? No one is selling shares at Bangi Gateway. Everything has its own place for people to buy and to sell.

All of us know that we need to buy shares through a stock broker. It has its procedure and process. What I want to share is about knowing the market. I came to know about share trading and investment when I worked for a KLSE listed company way back in the mid-80s and later became the CEO in mid-90s.

In share trading, you can make and lose money.Nothing is certain even though you are expert and have 30 years experience. The share market is like the sea.No one is the master of the sea, but many fishermen make a living from fishing and it is a billion ringgit industry in all major cities in the world-fishing as well as stock market. At KLSE, the values of share being traded every day is about RM2 billion to RM3 billion. Some twenty years ago, I had to call a broker to buy shares but now everything can be done online.

Last month, I attended a share trading course conducted by my schoolmate Mr. Nazarry Rosli to enable me to use the latest technical tools to identify good stock buy and trade.It is a 3-day course and the fee is RM1500. It is worth every ringgit. To be successful, you need to be a competent trader. He is someone who has the knowledge, skills, tools and techniques and the right attitude to trade.

Last but not least, you need to be lucky sometimes.

* You can contact Mr Nazarry :WhatsApp @ 017-3223718

Thursday, 31 August 2017




Thursday, 3 August 2017


The above is a Batavus model that looks very nice to me.It is a working bicycle where I can ride to the market or to the office. In fact, it is like a touring bike used by Malaysians.
Below is another version that I like but I don't know the brand.

Last May 2017 my friends and me went Netherlands for a bike tour.We rented bicycles from Tulips Cycling and visited five towns except for Amsterdam.Below is a photo taken when we visited Keukenhof on 8th May, 2017.

Above is our group photo when we rented nine bicycles in Harleem.From here,we cycled to other cities.I found that Dutch bikes are robust,sturdy and practical to use as a touring bike. As we cycled for five days,I found out that the Dutch are very creative and ingenious  in designing and making bikes.The one I cycled with costs € 1500!Herewith I attach a few photos of Dutch bikes during my journey.

Wednesday, 2 August 2017

Brompton Cycling

First, let me welcome a VIP Brompton rider to The Fold-our My Brompton Malaysia (MBM).He is Dato' Seri Seri Dr. Ir Zaini Ujang, the Chief Secretary of the Ministry of Energy, Green Technology and Water.Herewith I am sharing the photos of the MBM members going for a picnic at Presint 10.

With baskets full of sandwiches, cakes, and drinks.

The Brompton Riders ready to go..

I got my Brompton on 29/9/2011 just a day before my 59th birthday.The next day, we have a ride together with a few friends who bought Brompton bicycles much earlier than me.Our group is open to all types of bicycles.

As more and more people started to buy and ride Brompton, a few of my friends formed MBM and I joined the group as an ordinary member.Personally, I prefer just to be riding with my friends, irrespective of their bicycle types and brands. Cycling is more important than the bicycle.However, when it comes to portability and involved travel with car or train or aeroplane, I must admit that Brompton is my top choice.However, for general purpose cycling, I prefer Batavus from Holland.If I were to go bike touring, then the American Surly may be my preferred choice.

Brompton is very British and only made in west London.It has its own cult. And being more than 40 years old, it has developed its own culture and riders set up Brompton Cycling Groups all over the world.Just like the Mac computers.

Thursday, 25 May 2017


The last time I went  overseas was five years ago and the recent one was a week ago when I travelled to foreign lands without my wife.Immediately, I realised that I was being pampered and taken care by my dearest and beloved wife, which I had taken for granted for the last four decades!.Thank you Allah  and to my wife. Allah knows best!

Everything changes when I landed in Amsterdam- the weather, the people and the currency that gave their first impacts.And I love them except when it comes to currency exchange.My two thousand ringgits pocket money have shrunk to 400 euros!

This trip is not an oversea holiday per se.It is a very special trip for me.It also may be the last time for me to do a cycling tour of Netherlands. About 50% of my time was about cycling.In five years time(if I am still around), I would be too old to push and cycle my bike across Europe.Thank You The  Most Merciful Lord Allahu Akhbar for giving me the time, the health and the energy to cycle 4 days in Holland with one day visit to my favourite garden- Keukenhof.After a week in Holland, I took my usual detour to Londre, Old blighty.

In the old days- about a decade ago, being away from home means almost being disconnected from our homes and family and friends.But nowadays, we can be almost anywhere in the world and yet stay connected through social media like facebook,Whatsapp and skype.

One of the management and business lessons of being away is we must adopt and adapt to a new environment.We need to change to fit into the new landscape and ecosystem.We have to operate within the system in order to survive.If we keep our eyes, ears and minds open, we can learn a lot during our travel especially about ourselves.

Monday, 24 April 2017


My photography hobby taught me to see things in details,from different angles and perspective and to walk around the subject matter.This art of seeing and taking photos led and made me more creative in many other way I live my life.

Creativity cuts across the whole spectrum of life at various depths.By applying some creative thinking and action,we can add colour and fun to our life.At times,we make our lives easier and on lucky note we can earn more money.That is a bog bonus!

The photo above is the PM Office in Putrajaya.Most tourists will take photos next to the entrance.Mine took more efforts,need to walk behind some trees and used the branches as a frame to snap this shot.

This is just a simple example that can be applied to many aspects of our daily life.The limitation is your imagination and willingness to do something different.

Monday, 10 April 2017


Running is getting more popular nowadays.It is like cycling.Those days,some ten years ago,it is an exercise  for sportmen and not for common people.Running has its own beauty.How I wish I am 20 years younger to do Half -Marathon.

When I was studying in Sheffield University in early 70s,I walked to my U two or three miles a day and I walked fast.That habit stuck with me and 40 years later, I still do.Now at the age of almost 65 years, I can walk 4.5km in one hour.

On weekend, I cycle with my friends.

Tuesday, 28 March 2017

Views in The Train

I love to travel by train.At every opportunity,I take photos with my smart phone or my camera.I notice more and more people are using train to go to work.There are many ways to shoot photos related to train travels.Here,I am sharing a few examples.One of the top reasons why I like travelling by train is that I don't have to drive.I am just a passenger-enjoying the ride.When I am lucky,I meet people and we have great conversation.Other times,I just read or take photos as shown here.

Monday, 27 March 2017

The Path - enLightened Or Lighted

The glare of the sun blind our eyes.Even in broad day light,we cannot see anything.The darkeness of the night hides things from us.The things are there,but we don't know what and where they are.And when our eyes are closed,we see nothing.Such is the limitations of our sights.
And when we see things as they are,our eyes only capture the visual image.We need the right knowledge to know and understand what we see.With prejudice and sentiments,we see what we want to see.The rational mind flies out of the window.

The lighted path shows us what is under the light,but the enlightened path is a guided path to a desired destination.

Sunday, 26 March 2017


I entered the PLUS Highway at Kajang Toll at 3.40pm I was on my way to pay a visit to my neighbour in Taman Maluri who passed away at 1pm.Solat jenazah was scheduled after solat 'asar.By about 3.45pm,it began to rain and it got heavier and heavier until my visibility was about 10 metres.I only knew my location from my Waze's Map.The cars were almost crawling as we approached the Sg Besi Toll.I could not read the toll signages.The rain water surface run-off on the road was about 10 centimeters. After the tolll, the traffic came almost at a stand still.It was not raining cats and dogs any more.I think it is more like raining elephants and tigers.I saw layers of curtain of rainfall surrounding me.The thunders were deafening...

After paying my toll,I decided to stop at the Petron Station nearby and think-to proceed and take the risk of driving another 15km to KL in that condition or go home and travel 20km.On checking with my Waze,the road is "green" for me to return home and "red" to proceed.I decided to go home.
On the way home,I saw at least 50% of the road was inudated with a few inches of rain water.The standard road drainage failed miserably under such stormy weather.All along my scary drive,I had to muddle through "flooded" roads and manuevering around fallen tree branches scattered on the road.By 4:30pm,I returned home in one piece-Alhamdulilah.Pheww....what a Sunday drive to KL.

Thursday, 16 March 2017


First, we see the forest from a far. As we get nearer, we see the trees-many trees of different heights.sizes and shapes.Without the trees,there will be no forest.

The same thing applies to stock market.We can see the beautiful green forest but inside there are few sick trees and dead woods.However,when the forest catches fire,no tree is safe.I still remember the 19th October stock market crash when The Dow went down 508 points in a single day!

As INSKEN BisnesKonselor,I encourage young entrepreneurs to do business in a shopping complex.This is another jungle with many animals looking for their preys.Most of them told me they donot have enough capital.Of course,it takes big money to open a shop but why not start with a kiosk?Even small trees can surive in the big forest.But make sure you have enough light to grow bigger to become big trees.-Photo taken at FRIM.

Sunday, 1 January 2017


Little knowledge is dangerous?
Having little knowledge is better than no knowledge at all.What is dangerous is when we use little knowledge to apply to something bigger.Or when we assume ourlittle knowledge is big enough for us.In fact, you may be expert in solar energy but you may know nothing about flying an aeroplane, not to mention how to make nasi lemak!
Everyone starts with little knowledge.When we keep learning, our knowledge and understanding grow along the way.It is always a work in progress until we die.
Before I learn more about photography, a photo is just a photo. When I saw one, it is either nice, not nice or bad.I did not even know what was the meaning of the word 'nice'.As I learn and get more knowledge and understanding,I began to know more and began to learn how to appreciate beautiful photography.As the Malay proverb says:Tak kenal maka tak cinta!
When I re-learn the proper way to read Al-Quran with proper tajweed and meaning,I began to enjoy the beauty of Quranic recitations even though I may not know some of the meaning.Little knowledge is dangerous when you just finished a 3-month of Arabic Language class and you want to tafseer Quran on your own.My late father learnt Arabic Nahu for 15 years from Tok Kenali and yet he only became a teacher.
So,having little knowledge is not dangerous.Just keep learning and applying it appropriately at the proper places and times.